2425 N. Central Expressway Ste. 530
Richardson, TX 75080
Telephone: 972.238.5900
Facsimile: 972.238.5920

SMALL BUSINESS

Small Business
Micro Business

Whether you are thinking about going into business or are already operating a business...Hutchison & Gray, PLLC can help.

In addition to our standard services we offer the following services that are tailored to prospective and existing business owners:

New Business Start-up Package
Bank Financing
Financial Modeling Package
Small Business Advisor Program

New Business Start-up Package

Starting a new business brings additional challenges. Our experience with new business owners has shown the old adage “You can pay us a little now…or a lot later” to hold true, especially as it applies to new businesses with respect to its bookkeeping function. The New Business Start-up Package starts your recording of the Company’s financial performance out on the right foot providing you with accurate and relevant information from day one.

The New Business Start-up Package includes:

• QuickBooks set-up
• Customized Chart of Accounts for your business
• Record Opening Balances
• Training Session on QuickBooks and Double Entry Accounting. With the training session you gain hands on
  experience learning how to properly enter and record your day to day transactions.
• 1 Month of Unlimited Phone Calls

Contact us today and we will help you get your new business started in the right direction.

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Bank Financing

Need money to expand and grow your business? Need money to get you through the tight spots during the year? Hutchison & Gray, PLLC can help.

Requesting a business loan without adequate preparation can send the wrong message to the lender, your business is high risk. Therefore, it pays to be prepared and organized in your approach to obtaining financing.

Put your best foot forward by allowing us to prepare a winning loan proposal for you. Proposals prepared by Hutchison & Gray have a high likelihood of success because the loan proposal is prepared from the lender’s perspective.

You get the money you need because we know exactly what banks want to see. Even more importantly, we know how to prove to them that you’ll be able to pay them back.

A loan proposal prepared by Hutchison & Gray comes complete with the following:

Executive Summary
The executive summary concisely states the purpose of the loan, the exact amount of money required, the collateral used to secure the loan, and an explanation of what the loan will be used for and why its needed.

Pro-forma Cash Flow Projection based on integrated Income Statement and Balance Sheet
We use your data and underlying assumptions to develop a fully integrated model that your banker can easily read and buy into.

Owners Personal Financial Statements
We make copies of the last 3 years of personal tax returns for the banks.

Representation
We help substantiate your financial needs/position to your banker in person.

If you would like to obtain money to grow your business please contact us today.

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Financial Modeling Package

Failing to plan is essentially planning to fail. At Hutchison & Gray, PLLC we believe strongly that the direction in which your business is going is more important than where your business is today. The Financial Modeling Package develops a financial model with real world assumptions that will provide you with a road map to get you where you want to go. In addition, the Cash Flow Projection can assist you in managing your business, obtaining financing, and budgeting your cash.

Contact us today to find more about out how the Financial Modeling Package can help you get where you want to go.

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Small Business Advisor Program

As a Small Business owner you are required by necessity to wear many different hats. You must be an expert in sales and marketing; customer management; product development; and delivering the product to your customer.

In addition to those day to day concerns, you must also be able to maintain a proper accounting system and decipher large quantities of financial information to ensure the profitability of your business. As if that is not enough, you must also stay in compliance with the numerous taxing agencies by timely filing and properly preparing the reports these agencies require.

The Small Business Advisor Program (SBAP) is a comprehensive group of services that when used together will provide you with timely and relevant financial information you can use to maximize the profits and the long-term growth of your business.

The SBAP allows you to actively manage the future direction of your business by allowing you to make decisions based on where you are at today. The SBAP, in part, focuses on providing you with up-to-date accurate financial statements you can believe in.

Using the historical financial data we prepare your Business Performance Report which not only gives you summarized financial statements, it utilizes fourteen different financial ratios to assess the financial strength of your business. These ratios are then conveniently graphed so you can see the direction in which your business is trending.

We know from experience that with out a road map it is harder to get where you are going. With this in mind we prepare a 24 month cash flow projection for the business. This projection is an excellent management tool. The projection will help keep the business on track to meet its goals and objectives.

The SBAP is also designed to help you minimize the taxes you must pay each year to the federal government. This is accomplished by taking a proactive approach to taxes. Before the end of each year your advisor will prepare an income tax projection and discuss tax strategies you may be able to implement to reduce your overall tax burden. Included in the SBAP are unlimited phone calls. Your advisor and the staff of Hutchison & Gray, PLLC are available Monday through Friday to help resolve issues as they arise.

The Small Business Advisor Program comes in the following plans:









View a comparison summary of the plans.

Contact us today for information on how we can create a customized Small Business Advisor Program plan to assist you in making informed business decisions based on quality information.

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